2016 lineup

Schedule and locations

The programme runs from September to December with hubs in both Helsinki and Stockholm.

This year's teams are:


We motivate drivers to improve their driving habits and road safety in a rewarding and fun way.


People lack control over their economy when it comes to subscriptions and recurring costs.

We provide a powerful digital tool were we summarizes all active subscriptions for the user by analyzing the users transaction history (bank integrated). Easy cancelation and easy optimization of all services!



TikkR is a disruptive digital insurance platform for people on the go!

Tikkr focuses on 'MOMENTS' in a person's life rather than purchasing insurance for every single object they own. Tikkr's ultimate goal is to understand an individual's lifestyle, predicting and protect those moments.


Helping small and medium sized businesses mitigate the risk for overdue invoices.


A phone call to your customers may be an important touch point.

Connecting to them with a branded, dynamic, and interactive call screen can change their call experience and help save connection costs.


YeyNey helps you save money by reducing your spontaneous shopping.

We let your friends help you save money by giving you a thumbs up or thumbs down on your purchases. You can use the saved money to reach your savings goals faster.


TAVIQ helps investment advisers remove hassle and add-value on investor profiling.

Our intelligent investor profiling software saves advisers time and money by making investor profiling easier, more efficient, and fun.


We help banks and businesses minimize losses on bad debts while keeping the customers loyal.

Collectly is AI-powered engine that automates the debt collection process and optimizes it in real-time by suggesting the most appropriate next action for each case.


Fjuul is a fitness app that turns everyday activities into exercise and rewards you with discounts, for instance for insurance premiums.

It enables insurers to offer highly engaging customer services, cross-selling options, and flexible pricing.


Voxo digitises regulatory compliance in the financial advisory process.

By parsing voice recordings into searchable and analysable digital records, Voxo delivers transparent and easily accessible documentation while lifting the heavy administrative burden off advisors.


Zash helps retailers lower operational costs and increase sales revenues, by digitizing the interactions and transactions with their customers!

Its a Cloud based Point of Sale service, that consolidates all IT services that a retailer needs into one platform.


Trayce is your digital assistant that helps you create and submit error free expenses in a matter of seconds.

Powered by AI and strategic partnerships, Trayce aims to eliminate expense management, giving you the time to do what really matters.


Kuan Inc. is a cross border payment platform backed by blockchain technology for businesses receiving recurring and large overseas payment within 2 working days.


We provide consumers a smart way to compare and switch retail banking services, by simply chatting in social media apps.

Our AI-powered recommendation engine and simple chat interface makes finding best fit banking solutions a breeze for consumers, whilst providing risk-free option for financial service providers to attract the type of customers they prefer to have.

These great teams were selected because of their convincing performance at the Training and Selection week, which will took place in Oslo in August with 35 promising invited teams.

There they received coaching and mentoring from Nordea, Nestholma, TCS and IBM.

line-up oslo-schedule


We are especially interested in ideas within:

1. Emerging technologies like Cognitive computing / Artificial intelligence in banking and Financial usage of Blockchain Technology

2. Digital life and pensions

3. Bank's role in the sharing economy and new value chains

4. Bank's role in enabling rapid transaction and contracts

5. Compliance and changes in regulation: e.g. MiFID, PSD2, AML, KYC

6. Surprise us!

1. Emerging Technologies: Thorough understanding of new technologies and their potential can provide inspiration and ideas for better customer services. How can Nordea serve our customers better by using emerging technologies, such as cognitive computing, artificial intelligence and Blockchain to build new services?

2. Digital life and Pension: For most people life insurance and pension is hard to understand and simply boring. Many would rather go to the dentist than think about what happens if they get sick, die or when they retire. Especially younger customers have no positive relation to their pension company. How can we change this? What does the future of life insurance and pension look like? How can we use technology to make life insurance more relevant and easier to understand?

3. Banks role in sharing economy: More and more people have started to share cars, homes and durable goods instead of owning everything. Sharing instead of owning is often being considered to be both good for the environment and personal finances. Banks are good at handling customer relations, risks, guiding customers and analysing huge amounts of data. How can banks turn these capabilities into new services for sharing networks, for example, by providing new ways to finance houses, identifying partners or helping to exchange money in a trusted manner? Where can banks provide value in sharing networks?

4. Enabling rapid transactions in collaboration economy: Partnerships and collaboration are an important part of every business and every consumer's life today. There should be easy and fast ways to establish trusted partnerships even if these relationships only last for a short time. Today many new opportunities are not realized, because forming a trusted relationship is not fast or easy enough. There is no time for heavy due diligence process or other traditional ways to make sure you can trust the other company or person. What can banks do to enable better ways of building trusted partnerships and rapid transactions in collaborative ecosystems? This may be between companies, companies and consumers or even between consumers. How should banks offer, for example, their extensive network, market insight, authentication or compliance information to businesses and individuals?

5. Compliance and changes in regulation: Customers should always get the best services for them. Sometimes there may be many different service providers, but it still should be easy without sacrificing high level of trust and security. New legislation, compliance demand and regulation are pushing banks to provide better services for customers and prevent fraud: take a look, for example, at Payment Service Directive 2 (PSD2) and Know your customer due diligence (KYC). How can banks turn these administrative demands into real benefits and value for the customers?

6. Surprise us: If you have an idea that makes our customers life better or easier, please share it with us. It might be exactly what we don't know our customers would appreciate - go ahead and surprise us!


1. Will you help with living arrangement for out-of-town teams?

You will get a welcome package prior to the onsite programme; which provides a lot of practical information, but each startup has to figure out their own travel and living arrangements that suit their own budget and preferences. In our first program, out-of-town teams had good experiences using, for example, AirBnB or other similar services.

2. What kind of agreements should I sign to become part of this?

You will sign an adherence agreement with Nordea and a VC/equity agreement with Nestholma.

3. What kind of facilities will you provide?

Nordea will provide all the office equipment you need – and there might even be more (depending on location).

4. How much presence is needed from us?

Nordea Startup Accelerator is an intensive full time programme designed to grow your business so in order to ensure best outcome for you. We will have some intensive weeks with workshops and other activities on every day of the week. On other weeks you should prepare to be on-site three to four days a week. Some events will take place on late afternoon or early evenings. Also, we place a lot of emphasis on the co-operation between the startups, and being on-site is really the only way to get most out of the startup network.

5. What is a typical week in the program?

Usually we have common program activities (workshops, guest speakers etc.) on two days a week. On other days you will have regular opportunities to meet, discuss and get help from your Nordea mentors, Nestholma’s people and other experts, as needed. Of course, you are expected to work on your great product 24/7! The intensive onsite weeks are a bit different as we have common activities (workshop, guests etc.) on every day of the week.

6. How large teams do you welcome?

The ideal size for on-site teams in this programme is 2 –4 persons. Please notice 2 person team is the minimum size – single founder startups will not be considered.